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Product Information

Our Small Business & Consultants Liability products are suitable for small companies or individuals that require Employers’, Public and Products’ liability insurance to protect them for their business activities.

In addition, for certain trades, the product can be extended to include Professional Indemnity & Personal Accident.

The products are not suitable for companies that have more than 10 manual employees (i.e. direct employees &/or sub-contractors), inclusive of any manually working Directors.

Our insurer partners offer multiple levels of cover and policy benefits. For more details, please browse through our range of Small Business & Consultants Liability documents within our Resources page.



  • Public Liability limits up to £10m available
  • Cover available both for premises-based and work away businesses
  • Treatment Cover included for relevant occupations
  • Wide range of trades
  • Competitive minimum premiums
  • Professional Indemnity Extension available for nearly 100 trades
  • Personal Accident & Sickness Extension available


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Available Trades

Accountant - Ex Professional Indemnity,Tools cover not available Electronics Consultancy Mortgage Brokers
Actuarial Consultancy Employment Agency Music Teachers (Private Individual Tuition Only)
Actuary Energy Consultancy Musicians
Administration Engineering Consultancy Nail Technician
Advertising Environmental Consultancy Party Planners
Advertising Agency Estate Agent Pension Consultant
Advertising Consultancy Farrier Personnel Consultancy
Aerobic Instructing Fashion Consultancy Pet Grooming
After Dinner Speaking Fashion Design Pet Walkers, Sitters Or Carers
Agronomist Feng Shui Consultants Photographers (Exc. Studios)
Arbitrator Financial Advisory Service Piano Tuners
Architects Financial Consultant/Advisor Pipeline Consultancy
Archivist Financial Services Planning Consultancy
Aromatherapy Fire Protection Consultancy Plastics Consultancy
Art Criticism Fisheries Consultancy Pools Collector
Artist Fitness and/or Aerobic Instructors (Exc. Martial Arts) Private Tutors
Artistic Painters Sculpters or Potters (Ex metal & wood working) Florists Professional or Admin
Astrology Food Hygiene Consultancy Promotional Consultancy
Astronomy Food Industry Consultancy Proof Reading
Auctioneers Forestry Consultant Property Consultancy
Auditing Forklift Driving Training Property Letting
Author Fuel Efficiency Consultant Property Management
Barber Genealogy Public Relation Consultancy
Barrister Geneticist Publicity Management
Bookkeepers Graphic Design Quantity Surveyors
Bookmakers - On Course Graphologist Rating And Valuation
Building management and Building Surveyors Hairdressers Recruitment Agency
Building Surveyors Hauliers (UK only) Recruitment Consultancy
Business Advisory Service Health & Safety Consultants Reflexology
Business Consultant or Advisor Health Advice Service Refuse Treatment Consultancy
Butler Home Crafts Research Consultancy
Cake Making And Decorating Home Tutoring Scientific Research
Calligraphist Homeworkers Screenwriting
Cameraman Hospital Consultancy Script Writing
Canvassers Hotel Consultancy Sculptors
Car Window Etching House & Garden Removals Secretarial Services
Career Consultancy House Sitters Sewage Consultancy
Careers Advisory Service Human Resources Consultancy Shoe Polisher & Repairer
Cartography Hygiene And Cleansing Services Software Consultancy
Cartoonist Illustrator Solicitor
Caterers Image Consultants Speech Therapy
Celebration Cake Makers Import Consultancy Sports/Personal Training
Chartered Surveyors Industrial Consultancy Statisticians
Chauffeur Information Technology Consultants Stockbroking
Chiropodists Insurance Surveying
Choreography Insurance Advisor Tailor And Outfitter
Clerical Services Insurance Agents & Consultants Tax Consultants
Coach Operators Insurance Assessor Taxi Driver
Colour Consultancy Insurance Broker Taxi Operator
Commercial Artist Insurance Consultancy Taxidermist
Commissioners for Oaths Insurance Intermediary Teacher
Commodity Broking Interior Design Telecommunications Consultancy
Company Search Agency Internet Consultant Telemarketer
Compliance Officer Interpreter Television Repairing
Composer Inventory Consultancy Textile Consultancy
Computer Aided Design Investment Toastmastering
Computer Consultants Investment Management Tour Guide
Computer Graphics Ironing & Home Laundry Tour Operator
Computer Programming Land Surveying Traffic Consultancy
Computer Repairs & Maintenance Landscape Gardeners Training Consultants
Computer Software Developer & Consultant Lawyers Translator
Computer Support Leaflet Distributors Tuition
Conveyancing Legal Services TV & Video Repairing
Couriers Licensing Consultancy Typewriter Services
Dance Instruction Life Style Consultants Underwriting Agency
Data Processing Loss Adjuster Valuer
Design Consultancy Loss Assessor Video Services
Dog Beautician Management Consultancy Videographer (Exc. Underwater & Aerial)
Drama Instruction Manicurist & Pedicurist Water Treatment
Draper Market Research Consultants Web Site Design
Draughtsmen Marketing Consultancy Will Writers
Dress Makers,Tailor or Curtain Makers Milk Delivery Word Processing
Driving Instructor - Cars, Goods & Commercial Vehicles Mini Cab Operator  
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