Product Information

This insurance protects your client, the policyholder, against any financial loss suffered by a third party, for any incorrect advice, design or specifications recommended or given.

Our insurance partners are able to cover multiple trades including but not limited to IT, business and marketing consultants, architects and more.  

As expected, the policy is designed to protect your client against claims arising from:

  • Negligence or breach of professional duty
  • Negligent misstatement or negligent misrepresentation
  • Defamation, libel or slander
  • Infringement of any intellectual property right, other than patent and trade secrets
  • Dishonest or fraudulent acts or omissions of any present or former employee (subject to exclusions)
  • Breach of any contractual or common law obligation of confidentiality, including invasion of privacy
  • Inadvertent transmission of a virus
  • Any other civil liability

Professional Indemnity is usually provided under a claims-made basis; this is based on the condition that your client has a retroactive date.