Xbroker has announced that it is now able to extend it's liability offering to brokers operating in Northern Ireland,

Xbroker, in conjunction with Fortis can now insure small businesses and tradesmen in Northern Ireland.

This offering has been developed with our brokers and their customers in mind, and include a wide range of outstanding features.

Key Features and Benefits:

• Public Liability option £1m, £2m, to £5m
• Covers up to 10 manual workers
• Temporary Employees covered
• Tools & Stock in Transit up to £5,000
• Eligible for No Claims Discount
• Contingency cover for Bona fide sub-contractors, payments not to exceed 25% of turnover.
• Health & Safety at work Act Legal fees & Costs.
• Treatment risks included – applicable to hairdressers/beauticians.

Hot on the heels of MMA's new retail policy, we are delighted to announce that our MMA Tradesman product has been extended to cover a wider range of businesses. Take a look at some of the key features of MMA's Tradesman policy:
 

• Public Liability - £1m to £5m available
• Ground workers up to 8 metres depth
• 20 new Engineer trades
• Low excesses starting from £100
• Optional tools cover

The range of businesses xbroker are now able to cover includes the following:

 

xbroker.com are delighted to announce the addition of an MMA retail policy to our retail insurance offering.

Along with BRIT and AVIVA's retail policies, the MMA offering has been developed with our brokers in mind and includes some fantastic features to help you write even more business.

Take a look at some of the key features of MMA's policy:

Standard Cover

Optional Covers

Significant features and benefits of the policy:

• Seasonal stock sum insured increase – Christmas and Easter
• Replacement of locks following theft of keys – up to £1,000
• Automatic reinstatement of sum insured following a loss
• Index linking
• Loss of metered water or heating oil up to £2,500
• Outstanding debt balances up to £25,000
• Suppliers extension up to £25,000
• Cross liabilities
• Contingent motor liability cover
• Damage to underground services
• Health and Safety at Work Act legal fees and costs
• Option to pay by instalments
• 24/7 claims helpline
• 24 hour business legal helpline

Excesses

We are delighted to announce that xbroker's Household policy, underwritten by MMA, will be even more competitive from June this year. The latest change forms part of our ongoing commitment to provide our brokers with the best service and products that we can.

This means that you will find that premiums are more competitive for both the Buildings and Contents Sections. In addition to this, Personal Possessions cover will be more competitively rated too.

Key Features & Benefits:

• Building cover available up to £750,000
• Contents cover available up to £100,000
• Loss of rent – up to 20% of building sum insured
• Emergency access – up to £500
• Loss of keys – up to £500

Other Features:

• Trace and access cover included as standard
• Temporary accommodation in the event of a claim included as standard
• Contents stored in permanent outbuilding/garages included as standard
• Student cover as standard (contents only away from home)
• Legal cover as optional extra

If you have any questions about the new product, or for further information, please contact one of our dedicated account executives today on 029 2080 8963.

xbroker is proud to announce the addition of an exciting new product to its ever-expanding portfolio.

xbroker has worked in close partnership with Brit Insurance to deliver a market leading product to add to your offering.

Key features of Brit Retail Insurance Policy:

• Business Interruption 24 months, Gross Loss of Profits £500,000
• Public Liability £2,000,000
• Employers Liability £10,000,000

Standard Cover:

• Cover for Building, Contents & Stock provided on an All Risk Basis
• Replacement of locks up to a limit of £1,000
• Damage to car parks, yards, roadways up to £1,000
• Damage to food stuffs in refrigeration cabinets and compartments up to a limit of £2,000
• Costs in cleaning drains, gutters etc, following damage up to a limit of £2,500
• Damage to landscaped grounds up to a limit of £1,000
• Charges related to loss of metered water following damage up to a limit of £2,500
• Stock and contents at trade exhibitions up to a limit of £2,500

Money is covered while:

• at the insured premises during business hours £5,000
• in transit or night safe £5,000
• in an insured agreed locked safe £1,500
• in the premises outside business hours not in a locked safe £500
• in the personal custody of the insured or an authorised person £500
• in any machine operated by coins, bank notes or credit cards £250

If you have any questions about the new product, or for further information, please contact one of our dedicated account executives today on 029 2080 8963.