Hot on the heels of MMA's new retail policy, we are delighted to announce that our MMA Tradesman product has been extended to cover a wider range of businesses. Take a look at some of the key features of MMA's Tradesman policy:
 

• Public Liability - £1m to £5m available
• Ground workers up to 8 metres depth
• 20 new Engineer trades
• Low excesses starting from £100
• Optional tools cover

The range of businesses xbroker are now able to cover includes the following:

 

xbroker.com are delighted to announce the addition of an MMA retail policy to our retail insurance offering.

Along with BRIT and AVIVA's retail policies, the MMA offering has been developed with our brokers in mind and includes some fantastic features to help you write even more business.

Take a look at some of the key features of MMA's policy:

Standard Cover

Optional Covers

Significant features and benefits of the policy:

• Seasonal stock sum insured increase – Christmas and Easter
• Replacement of locks following theft of keys – up to £1,000
• Automatic reinstatement of sum insured following a loss
• Index linking
• Loss of metered water or heating oil up to £2,500
• Outstanding debt balances up to £25,000
• Suppliers extension up to £25,000
• Cross liabilities
• Contingent motor liability cover
• Damage to underground services
• Health and Safety at Work Act legal fees and costs
• Option to pay by instalments
• 24/7 claims helpline
• 24 hour business legal helpline

Excesses

We are delighted to announce that xbroker's Household policy, underwritten by MMA, will be even more competitive from June this year. The latest change forms part of our ongoing commitment to provide our brokers with the best service and products that we can.

This means that you will find that premiums are more competitive for both the Buildings and Contents Sections. In addition to this, Personal Possessions cover will be more competitively rated too.

Key Features & Benefits:

• Building cover available up to £750,000
• Contents cover available up to £100,000
• Loss of rent – up to 20% of building sum insured
• Emergency access – up to £500
• Loss of keys – up to £500

Other Features:

• Trace and access cover included as standard
• Temporary accommodation in the event of a claim included as standard
• Contents stored in permanent outbuilding/garages included as standard
• Student cover as standard (contents only away from home)
• Legal cover as optional extra

If you have any questions about the new product, or for further information, please contact one of our dedicated account executives today on 029 2080 8963.

xbroker is proud to announce the addition of an exciting new product to its ever-expanding portfolio.

xbroker has worked in close partnership with Brit Insurance to deliver a market leading product to add to your offering.

Key features of Brit Retail Insurance Policy:

• Business Interruption 24 months, Gross Loss of Profits £500,000
• Public Liability £2,000,000
• Employers Liability £10,000,000

Standard Cover:

• Cover for Building, Contents & Stock provided on an All Risk Basis
• Replacement of locks up to a limit of £1,000
• Damage to car parks, yards, roadways up to £1,000
• Damage to food stuffs in refrigeration cabinets and compartments up to a limit of £2,000
• Costs in cleaning drains, gutters etc, following damage up to a limit of £2,500
• Damage to landscaped grounds up to a limit of £1,000
• Charges related to loss of metered water following damage up to a limit of £2,500
• Stock and contents at trade exhibitions up to a limit of £2,500

Money is covered while:

• at the insured premises during business hours £5,000
• in transit or night safe £5,000
• in an insured agreed locked safe £1,500
• in the premises outside business hours not in a locked safe £500
• in the personal custody of the insured or an authorised person £500
• in any machine operated by coins, bank notes or credit cards £250

If you have any questions about the new product, or for further information, please contact one of our dedicated account executives today on 029 2080 8963.

To address any questions you may have about our recent system change, we have compiled an extensive list of FAQs.

Of course, if you find that your question is not answered below, please don't hesitate to contact one of the xbroker team on 029 2080 8963 and they'll be happy to help.


Why are you changing your identity and upgrading your software system? 

Will I still have my pipeline quotes?

Will my previous pipeline quotes be carried over to the new system?

Will the pipeline quote information need to be validated prior to proceeding with cover?

Will I be able to cancel policies online?

Will I need training with regards to the changes that are taking place?

How will these changes affect my business and the way I transact business?

Will I be able to transact business out of business hours?

Will I be able to transact new business, mid-term adjustments and renewals immediately?

Will I be able to download point of sale documentation in the same manner as I do on the current system?

Will I have full control over quoting and processing both new features; mid-term adjustments and renewals? 

How will these appear on my monthly account statements? 

Do I need any new software to use the upgraded online quote system? 

How do I find out more?

Why are you changing your identity and upgrading your software system?

We are rebranding ourselves as xbroker.com and upgrading our software system in order keep up with the demands in our ever changing industry. 

Will I still have my pipeline quotes?

Yes, but this is now called ‘manage quotes & policies’.

Will my previous pipeline quotes be carried over to the new system?

As a result of the system upgrade, any pre- February the 1st 2010 pipeline quotes will be saved externally on our in-house system. This is due to the significant upgrade in technology; however xbroker account executives will be on hand to process all previous quotes. 

Will the pipeline quote information need to be validated prior to proceeding with cover?

Yes, in order to ensure that all information is correct and accurate, all quotes will need to be re-quoted. However all existing information will be saved and stored on the system. 

Will I be able to cancel policies online?

No, the new facility will not provide a facility whereby you will be able to cancel policies online. This will be managed in house by our cancellations department.

Will I need training with regards to the changes that are taking place?

No training will be required, however should you require any assistance then one of our dedicated account handlers will be able to resolve your enquiry efficiently.

How will these changes affect my business and the way I transact business?

You will have full control and access to your online policies where you will be able to quote and transact new business, mid-term adjustments and renewals.

Will I be able to transact business out of business hours?

Yes, our website facility is accessible 24hrs a day, 7 days a week, 365 days a year. You will be able to transact new business policies, mid-term adjustments and renewals without any interruptions during this period. 

Will I be able to transact new business, mid-term adjustments and renewals immediately?

Yes, any policy that has been renewed or purchased after the 1st of February 2010 will have full online functionality in ‘real time’, allowing brokers to transact business 24/7.

Will I be able to download point of sale documentation in the same manner as I do on the current system?

Point of sale documentation will be still be available, however in order to provide a more secure method of issuing documentation, quotation summaries, policy schedules and employers liability certificates will be e-mailed across immediately, as soon as a policy is quoted or purchased online.

Will I have full control over quoting and processing both new features; mid-term adjustments and renewals?

Yes, our system will enable you to have a ‘self service’ functionality allowing you to quote and proceed with all mid-term adjustments and renewals.

How will these appear on my monthly account statements?

New business, mid-term adjustments & renewals will appear on your accounts as previous on your monthly statement.

Do I need any new software to use the upgraded online quote system?

No you do not need any new software to use the upgraded system, however we recommend upgrading to the latest web browser so you can take full advantage of the new quote system. Please visit http://www.xbroker.com/accessibility/web-browsers.aspx to download the latest browsers.

How do I find out more?

You can contact one of our dedicated team members who will be on hand to assist on 029 2080 8963. Alternatively you can e-mail us on feedback@xbroker.com.